1.Listening-4, 24+1 By May 20
Listening
4.CLB5L Listen to a short explanation from a bank teller about different accounts (Vocaroo) to determine the advantages and disadvantages of each.

1. List the key facts about each account mentioned.
2. What options are recommended? Are they relevant to your needs?
3. Write a text message to members of your family. Which account will you probably decide on for each member of your family? Give reasons.
4. Ask yourself: Did you get the gist; identifies key words and phrase, factual details and some implied meanings, and opinions; and interpret descriptions, reports and explanations?

  1)   CIBC bank Tom to Sabi Sawan

• 1. Basic Chequing account ( Everyday Chequing Account ) , 12 transactions each month, $3.90/month 
• 2. All-in-one banking( Premier Service Account), Unlimited transactions, $28.95/month
• 3. Smart Account, 12 transactions each month, $4.95/month, If over 12 transactions, never pay more than $14.95 for Unlimited transactions.
• For newcomer, Everyday Chequing Account, Unlimited transactions, no monthly fee for first year, Permanent residents can qualify for up to $55 cash back on a safety deposit box.
• Advantage Debit Card for 24 hours bank

  2） I prefer to Smart Account.Each month, 12 transactions is enough for me. If over 12 transactions, I just need to pay $14.95 for it.

  3）Hi Fangjian. I'm mother. CIBC bank teller called me for Chequing account options. I prefer to Smart Account. We pay $4.95 for 12 transactions each month, If over 12 transactions, never pay more than $14.95 for Unlimited transactions. It's Cheaper than Premier Service. Account that it need to pay $28.95/month for Unlimited transactions.

  4)  For this case, I didn't.